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FY2024 TRIP Rates
The Teachers’ Retirement Insurance Program (TRIP) shares the cost of health coverage with you. While TRIP covers the majority of the cost, you must make monthly contributions based upon the health plan you select.
| Type of Participant | Type of Plan | Not Medicare Primary | Medicare Primary* | ||
|---|---|---|---|---|---|
| Under Age 26 | Age 26 - 64 | Age 65 and Older | All Ages | ||
| Benefit Recipient | Managed Care Plan (OAP and HMO) | $106.45 | $330.67 | $450.52 | $130.68 |
| Teachers Choice Health Plan (TCHP) | $276.27 | $771.71 | $1,172.71 | $309.86 | |
| TCHP when managed care is not available in your county | $138.13 | $385.85 | $586.37 | $154.94 | |
| Dependent Beneficiary | Managed Care Plan (OAP and HMO) | $425.96 | $1,322.65 | $1,802.05 | $450.24** |
| Teachers Choice Health Plan (TCHP) | $552.55 | $1,543.41 | $2,345.44 | $619.72 | |
| TCHP when managed care is not available in your county | $552.55 | $1,543.41 | $2.345.44 | $619.72 | |
* You must enroll in both Medicare Parts A and B to qualify for the lower premiums. Send a copy of your Medicare card to TRS. If you or your dependent is actively working and eligible for Medicare, or you have additional questions about this requirement, contact the CMS Group Insurance Division, Medicare Coordination of Benefits (COB) Unit (see page 7).
** Medicare Primary Dependent Beneficiaries enrolled in a managed care plan, or in TCHP when no managed care plan is available, receive a premium subsidy