Optional Tax Programs (FSA, HSA and CSP)

The State of Illinois provides employees with IRS tax-favored programs to stretch pre-tax dollars for certain approved expenses. 

Flexible Spending Account (FSA) Program administered by Optum Financial. There are two types of FSAs

• The Medical Care Assistance Program (MCAP) is used for medical expenses for you and your family.
• The Dependent Care Assistance Program (DCAP) is used for dependent care expenses, such as child or adult daycare or after-school care.

Health Savings Account (HSA)  administered by Optum Financial.

• The Health Savings Account (HSA) is the companion pre-tax savings program to the State Consumer Driven Health Plan (CDHP), available only to active full-time State Employees. 

Commuter Savings Program (CSP) administered by Edenred.

• The  Commuter Savings Program (CSP) is used for parking and transit commuting expenses.

Pre-tax programs features:

• IRS approved reimbursement of eligible expenses tax-free
• Per pay period deposits from an employee’s pretax salary
• Savings on state and federal income taxes and Social Security taxes
• Security of paying anticipated eligible expenses from pre-determined accounts

Click the links in the paragraph above for additional information.