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When a member requests to increase Member Optional Life, or requests to add Spouse Life coverage, an approved Statement of Health (SOH) application is required. If approved, coverage will be effective the date the SOH was approved by the life insurance plan administrator. A Statement of Health (SOH) is not required for newborns added within 60 days of birth, or for newly acquired dependents (including a spouse, civil union partner, adopted child, stepchild, child of civil union partner, or child for whom the employee has obtained legal guardianship) added within 60 days of the qualifying event.
Life insurance benefits differ for employees, annuitants, and survivors, based on various criteria.