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Early Retirement Reinsurance Program (ERRP) Notice

Per the Patient Protection and Affordable Care Act, the federal government requires all participating plan sponsors (State of Illinois) to mail the Early Retirement Reinsurance Program (ERRP) Notice to all plan participants, not just early retirees. Therefore, the ERRP letter was mailed as required by the federal government beginning this week. This notice is meant to be informative only and requires no action by any member or dependent.

The purpose of the notice was to inform plan participants that the State may be reimbursed by the federal government for some of the healthcare benefits paid for early retirees. An early retiree is anyone who is 55 or older and has retired, but is not yet Medicare eligible.

If reimbursements are received, the State may use those reimbursements to reduce or offset increases associated with maintaining the Group Health Insurance Program.

In the end, ERRP does not affect the member�s health coverage or premium. Again, the notice is meant to be informative only.

More information at

Original Posting: December 1, 2010