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2026 State Open Enrollment

For TRAIL current members.

October 14 - November 14, 2025

During Your TRAIL MAPD Enrollment Period You May:

VERY IMPORTANT – If you are a retiree that was affected by the 7/1/2025 split family implementation and did not complete a timely enrollment, the CY2026 TRAIL MAPD Open Enrollment Period from October 14 – November 14, 2025 is your opportunity to re-enroll your dependent(s) in retiree medical coverage. 

Elect to cancel coverage. State retirees, annuitants and survivors canelling coverage will terminate the medical, prescription and vision coverage for you and all covered dependents, regardless of the health plan a dependent may be enrolled in. Your current dental coverage (if enrolled)and life insurance coverage will remain in effect. Note:  If a non-Medicare dependent is terminated, they will not receive an opportunity to re-enroll untill the next TRAIL Open Enrollment Period or if they have a qualifying life event that allows them to re-enroll in coverage. Dependents canceling coverage will only terminate your medical, prescription, vision and dental coverage.

Elect to re-enroll in coverage. You may re-enroll in medical, prescription drug, vision and dental coverage if you previously opted out or waived coverage.

Add or drop dental coverage.

Add or drop dependent coverage. IMPORTANT: You must contact the MyBenefits Service Center 844-251-1777 (toll free) or 844-251-1778 TDD/TTY.

Add, drop, increase or decrease Member Optional Life coverage, if eligible. To request a change in you life insurance coverage, members must go online at MyBenefits.illinois.gov and follow the instructions. You will be subject to underwriting through the life insurance plan administrator if you request to add or increase your Member Optional Life coverage.

Add or drop Child Life, Spouse Life and/or AD&D coverage, if eligible. To add or drop coverage, members must go online at MyBenefits.illinois.gov and follow the instructions. Your spouse will be subject to underwriting through the lief insurance plan administrator if you request to add Spouse Life coverage.

For more complete benefit information regarding TRAIL and the health plan benefits with your new Aetna MAPD PPO plan, please review your: 

2026 SEGIP Open Enrollment Guide (for Current Members of TRAIL) Coming Soon