Eligibility Criteria

To be eligible for the Total Retiree Advantage Illinois (TRAIL) Program, retirees, annuitants, and survivors of the State, CIP and TRIP group insurance programs must be enrolled in Medicare Parts A and B. In addition, any covered dependent must also be enrolled in Medicare Parts A and B to be eligible for TRAIL coverage. If either the member or any dependent on the member’s insurance through the State is not enrolled in Medicare Parts A and B, then all are ineligible for TRAIL Medicare Advantage plans. Members and dependents of non-Medicare households must seek benefits under the non-Medicare programs offered by the State, which are described on the Benefits website at www.benefitschoice.il.gov, or MyBenefits.illinois.gov