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FY2025 CIP Rates

The College Insurance Program (CIP) shares the cost of health coverage with you. While CIP covers the majority of the cost, you must make monthly contributions based upon the health plan you select.​


Type of Participant Type of Plan Not Medicare Primary Medicare Primary
  Under Age 26 Age 26 - 64 Age 65 and Older All Ages
Benefit Recipient Managed Care Plan (OAP and ​HMO)​ $153.97 $384.93 $575.04 $129.41
College Choice Health Plan $192.86 $482.16 $727.62 $164.25
Dependent Beneficiary Managed Care Plan (OAP and ​HMO)​ $615.89 $1,539.73 $2,300.17 $517.66
College Choice Health Plan $771.45 $1,928.63 $2,910.49 $657.02

*This rate applies to benefit recipients enrolled in Medicare Part A only and whose Part B benefits are reduced. If you, or your dependent is actively working and eligible for Medicare, or you have additional questions about this requirement, contact the CMS Group Insurance Division, Medicare Coordination of Benefits (COB) Unit