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2017 Rates
Annuitants and retirees who have over 20 years of service, as well as survivors whose annuity is based on the death of an employee who had 20 years or more of creditable service, receive their healthcare premium-free through the State. This premium-free coverage includes health, prescription and EyeMed vision coverage. All members are required to pay a premium for dental and dependent coverage.
Annuitants and survivors with less than 20 years of service are required to pay 5% of the cost of coverage for every year less than 20 years*. See the chart below for those rates.
| Dependent Rates for State Retirees, Annuitants and Survivors for 2017 | ||||
| Coventry Advantra HMO, Health Alliance MAPD HMO or Humana HMO |
UnitedHealthcare PPO |
|||
| One Dependent |
Two or More Dependents |
One Dependent |
Two or More Dependents |
|
| Dependent Rate |
$89.91 | $126.00 | $110.00 | $155.00 |
| Retiree Health Plan Monthly Contribution for Retirees with Less than 20 Years of Service for 2017 |
|||
| Years of Service |
Member's Responsibility - Percentage of Cost |
Coventry Advantra, Health Alliance MAPD and Humana HMOs |
UnitedHealthcare PPO |
| 0 | 100% |
$211.52 | $260.28 |
| 1 | 95% | $200.94 | $247.26 |
| 2 | 90% | $190.36 | $234.25 |
| 3 | 85% | $179.79 | $221.23 |
| 4 | 80% | $169.21 | $208.22 |
| 5 | 75% | $158.64 | $195.21 |
| 6 | 70% | $148.06 | $182.19 |
| 7 | 65% | $137.48 | $169.18 |
| 8 | 60% | $126.91 | $156.16 |
| 9 | 55% | $116.33 | $143.15 |
| 10 | 50% | $105.76 | $130.14 |
| 11 | 45% | $95.18 | $117.12 |
| 12 | 40% | $84.60 | $104.11 |
| 13 | 35% | $74.03 | $91.09 |
| 14 | 30% | $63.45 | $78.08 |
| 15 | 25% | $52.88 | $65.07 |
| 16 | 20% | $42.30 | $52.05 |
| 17 | 15% | $31.72 | $39.04 |
| 18 | 10% | $21.15 | $26.02 |
| 19 | 5% | $10.57 | $13.01 |
| 20 | 0% | $0.00 | $0.00 |
* Member Types Exempt from 5% per year Premium
The 5% rates in the chart above do not apply to the following members: U of I federal retirees, SURS retirees who elected a lower pension in exchange for free insurance, annuitants and survivors of vested retired judges and general assembly members, SURS and SERS members who retired prior to 1/1/1998, TRS members who retired prior to 7/1/1999, and vested regional superintendents who retired under TRS on or after 7/1/1998.